Simply put, shopping around for a mortgage is hard. Don’t worry. Unlike other national homebuilders, we don’t profit from your home loan, so we’re on your side. With Mortgage Choice, it’s easy to compare multiple loan offers and save an average of $30,000.*
When you shop and compare, you know you're getting the lowest rates and fees available.
Lender competition leads to less money out of pocket at closing and
lower payments every month, saving an average of $30,000 over the life of a typical 30-year loan…*
but don’t just take our word for it…
We’d rather partner with you than profit from your home loan.
We hold ourselves to a high standard – and we expect the same from your
lenders. Yes, with Beazer, lenders work for you. In choosing a lender, we give you a head start by identifying a handful of “Choice Lenders” who must maintain a customer satisfaction rating of 90% or higher to be able to compete for your business.
If lenders don't make the grade, they can't be Choice.
Everyone’s financial circumstances are unique. We built Mortgage Choice to give you access to educational resources and multiple lenders, offering a variety of loan programs and more qualification options.
No one should ask you to consider just one lender's offer.
Well, it’s just the way we choose to do business. Our passion is building quality homes. That’s what we do. That commitment to a job done right defines us.
Doing business like other national homebuilders – where the builder profits from you twice – just didn’t feel right to us. Likewise, we won’t take advantage of our customers by offering “free” options or discounts that are conditioned on the use of our own mortgage business – keeping you from getting the most competitive rates and fees.
It’s simple, really. We want you to win. And, we put our money where our mouth is. When you shop, compare with Mortgage Choice and choose a great loan offer, we’ll give you a “Choice Contribution” to apply toward your closing costs, just for completing the comparison process.
Does all of this set us apart from other national homebuilders? Sure, it does. That’s good for you, good business for us, and just one more way you get Extraordinary Value at an Affordable Price when you choose Beazer.
Start with three or four Choice Lenders that deliver great customer service. Pick some or all of the Choice Lenders, and they will reach out to provide loan offers, quickly. And if you have another lender you want to add to the mix, you can compare their offer alongside the Choice Lenders.
You’re in control.
Your selected lenders will actively compete for your business and come back to you with Loan Estimates. If you like working with a particular lender, but aren’t crazy about their offer, ask them to submit a better, more competitive offer.
You’re in control.
Use Mortgage Choice to evaluate your loan offers, based on what’s most important to you: lowest cash to close, lowest monthly payment, lowest total loan cost, or a combination of factors.
You’re in control.
Having lenders compete for your home loan can save you money at closing and every month. Mortgage Choice makes it easy to compare and choose the best lender and loan offer.
You win!
Some lenders will tell you that having multiple credit inquiries will hurt your score.
That’s a myth. Shopping for a mortgage will not impact your credit score…
but don’t just take our word for it…
Can a little healthy competition save you $30,000 or more on your mortgage? It can when lenders compete for your business with Mortgage Choice. Getting prequalified will help you know how much you can afford, so that when you find the perfect home, you’ll be ready to act quickly. That’s the power of Mortgage Choice.
The infographic and information appearing below is excerpted from the Consumer Financial Protection Bureau (CFBP) findings from their 2015 Consumer Mortgage Experience Survey. The CFPB found that shopping for a mortgage saves consumers an average of .5% on their interest rate. Using this information, the difference between a 5% and 4.5% interest rate on a new home that costs $315,000, with a %15,000 down payment and a financed amount of $300,000, is monthly Principal & Interest savings of roughly $90/month. Over a typical 30-year amortized mortgage, $90 a month totals $32,400 in savings! The link to the article is: https://www.consumerfinance.gov/about-us/blog/nearly-half-of-mortgage-borrowers-dont-shop-around-when-they-buy-a-home/
