Simply put, shopping around for a mortgage is hard. Don't worry. Unlike other national homebuilders, we don't profit from your home loan, so we're on your side. With Mortgage Choice, it's easy to compare multiple loan offers and save over the life of your loan. All you need is 6 key pieces of information to get started.
When you shop and compare, you know you're getting the lowest rates and fees available. With competing loan offers, you can save money to buy more home, get more options, or have a lower monthly payment...but don't just take our word for it...
Compare multiple lenders to unlock your purchasing power. It's easy to get started with 6 pieces of information.
We hold ourselves to a high standard – and we expect the same from your lenders. In choosing a lender, we give you a head start by identifying a handful of 'Choice Lenders' who must maintain a customer satisfaction rating of 90% or higher to be able to compete for your business.
If lenders don't make the grade, they can't be a Choice Lender.
Everyone's financial circumstances are unique. We built Mortgage Choice to give you access to educational resources and multiple lenders, with a variety of loan programs, and more qualification options so you have the ability to find the best loan offer for you.
No one should ask you to consider just one lender's offer.
Start with three or four Choice Lenders that deliver great customer service. Pick some or all of the Choice Lenders, and they will reach out to provide loan offers, quickly.
You’re in control.
Your selected lenders will actively compete for your business and come back to you with Loan Estimates. If you like working with a particular lender, but aren’t crazy about their offer, ask them to submit a better, more competitive offer.
You’re in control.
Use Mortgage Choice to evaluate your loan offers, based on what’s most important to you: lowest cash to close, lowest monthly payment, lowest total loan cost, or a combination of factors.
You’re in control.
Having lenders compete for your home loan can save you money at closing and every month. Mortgage Choice makes it easy to compare and choose the best lender and loan offer.
You win!
Some lenders will tell you that having multiple credit inquiries will hurt your score.
That’s a myth. Shopping for a mortgage will not impact your credit score…
but don’t just take our word for it…
Can a little healthy competition save you $30,000 or more on your mortgage? It can when lenders compete for your business with Mortgage Choice. Getting prequalified will help you know how much you can afford, so that when you find the perfect home, you’ll be ready to act quickly. That’s the power of Mortgage Choice.
Disclosure
*When you shop and compare, you know you're getting the lowest rates and fees available. Lender competition leads to less money out of pocket at closing and lower payments every month. The Consumer Financial Protection Bureau (CFPB) found in their 2015 Consumer Mortgage Experience Survey that shopping for a mortgage saves consumers an average of .5% on their interest rate. Using this information, the difference between a 5% and a 4.5% interest rate on a new home that costs $315,000 (with a $15,000 down payment and a financed amount of $300,000) is a Principal & Interest savings of roughly $90 per month. Over a typical 30-year amortized mortgage, $90 per month adds up to $32,400 in savings over the life of the loan. To read more from the CFPB, please visit https://mortgagechoice.beazer.com/home/legalpage.
Beazer Homes is not acting as a mortgage broker or lender. Buyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. There is no affiliation or association between Beazer Homes and a Choice Lender. Each entity is independent and responsible for its own products, services, and incentives. Home loans are subject to underwriting guidelines which are subject to change without notice and which limit third-party contributions and may not be available on all loan products. Program and loan amount limitations apply. Not all buyers may qualify. Any lender may be used, but failure to satisfy the Choice Contribution requirements and use a Choice Lender may forfeit certain offers.
*When you shop and compare, you know you're getting the lowest rates and fees available. Lender competition leads to less money out of pocket at closing and lower payments every month. The Consumer Financial Protection Bureau (CFPB) found in their 2015 Consumer Mortgage Experience Survey that shopping for a mortgage saves consumers an average of .5% on their interest rate. Using this information, the difference between a 5% and a 4.5% interest rate on a new home that costs $315,000 (with a $15,000 down payment and a financed amount of $300,000) is a Principal & Interest savings of roughly $90 per month. Over a typical 30-year amortized mortgage, $90 per month adds up to $32,400 in savings over the life of the loan. To read more from the CFPB, please visit https://mortgagechoice.beazer.com/home/legalpage.
